Do you know that you don’t need to go through the stress of queuing for long hours in banking halls anymore? In fact, what’s even better is that you don’t need to pay ridiculous prices in form of bank charges and transaction fees. Say hello to your own virtual bank account!
A virtual bank account works just like a conventional traditional bank account with the significant difference being that, for a virtual bank account, all financial transactions are carried out electronically. Therefore, it is basically an online bank. You can read our other article on bank sort codes in Nigeria.
If you’re an account owner in Nigeria, there’s no doubt that you’ve had trouble dealing with your bank more than once or twice. The unappealing customer service, long processing hours, and ridiculous charges are enough to make you consider an easier and faster alternative.
Welcome to Changera by Bitmama Inc., a leading fintech platform that eases your financial woes and provides seamless banking and payment solutions. With Changera, you can open a local or domiciliary account without visiting a bank. All you need is to create an account with your smartphone.
This post gives you a step-by-step guide on how to open a virtual bank account on Changera. Let’s get into it!
Why Should I Choose Changera?
Now that you are about to get on the wave of virtual bank accounts, you may be wondering why Changera is your best bet. Don’t think too hard, here are some of the benefits you will enjoy when you choose Changera as your virtual bank:
1. Guaranteed Security
Changera uses high-end encryption of users’ details to ensure that there is less risk of compromise of customers’ data. In addition, there are multi-factor authentication and biometric login features to mobile apps and websites for added protection against online scams. You don’t need to worry about the safety of your data. With Chnagera, you’re always in good hands.
2. Convenience
Using a platform like Changera saves you the stress of long queues and unappealing customer support that are common to physical branches of traditional banks. You can access banking services anywhere you are around the world without any hassle. All you need is your smartphone and internet access.
To make things a lot easier, you can also request for a Changera Virtual Card, which works just like your regular physical debit card. This way, you do not have to worry about making international transactions anymore.
3. No Additional Fees
Traditional banks can come with a lot of ridiculous bank charges and additional fees. This is completely avoided with Changera. All you need to do is pay a small transaction convenience fee and the bank takes care of the rest.
Also, you don’t need a minimum balance to create a Changera account, it is completely free!
4. Close Account Management
Budget planning and better account management are way easier with virtual banks. This is because of the customizable nature of virtual banking which provides features like round-up savings and saving targets. Plus, virtual banks are usually incorporated with artificial intelligence which can give the customers spending insights and help them set financial goals.
5. 24/7 Customer Support
Changera offers 24/7 online customer service which saves customers time and effort compared to traditional banks where they may have to queue for long hours. Additionally, the app employs advanced technology which simplifies many of your banking operations thereby reducing the need to reach out to customer support.
6. Foreign transactions
Recently, Changera announced the launch of a new feature that allows users to receive money in dollars- USD virtual accounts. You don’t have to endure the stress of opening a domiciliary account. It is now easy to send money from international banks in the US to your Changera mobile app.
How to Open a Virtual Account on Changera
Follow these steps to open a virtual account on Changera:
- Download the Changera mobile app from Google Play Store or Apple Store.
- Sign up by creating an account.
- Verify your identity.
- Go to the “wallets” menu and create any wallet of your choice.
- Click on “virtual accounts”.
- Create your account.
It’s as easy as that! Now, all you need to do is download the app and you’re good to go.
Conclusion
Nobody wants to continue dealing with the stress that comes with using traditional banks. As a result, more people are now seeking better alternatives. With an easy-to-navigate app interface, you don’t need to be stressed when making any financial transaction. Enjoy all the amazing benefits that come with using Changera— all from the comfort of your smartphone!
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