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How to send money from Nigeria to Ghana

Confidence Chukwuemeka by Confidence Chukwuemeka
September 21, 2022
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You are probably reading this article because it’s been very difficult for you to send money from Nigeria to Ghana in the past and you have been wondering how you can conveniently do that. Not to worry there is a convenient and swift way to send money to Ghana without breaking a sweat. 

Sending money from Nigeria to Ghana will no longer be a problem for you after you finish reading this. It is no news that technology has reduced the world to the size of a village, and global payments are increasing. While online payments have grown in popularity in Sub-Saharan Africa, sending money across borders remains difficult.

One of the most significant challenges in sending money across Africa is that most fintech solutions do not cater to Africans. This means they aren’t doing enough to address the issue of Africans who simply want to send money to loved ones across the continent cheaply, quickly, and easily.

Fees associated with cross-border money transfers, for example, are one factor that has contributed to their slow growth and lack of popularity. We see more lapses in the unnecessary long period of days it takes to send such money and the non-acceptance of local currency as a primary means of running such transactions. 

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Challenges associated with sending money from Nigeria to Ghana

Making cross-border payments is, as you may know, a pain! Most Africans go through a lot just to be able to make seamless payments and maintain financial flexibility. 

Cross-border payments are at the core of international finance and economic activity. However, there are four long-standing key challenges individuals who want to send money to Ghana from Nigeria face:

  1. High costs
  2. Low speed
  3. Limited access
  4. Lack of complete transparency. 

Enhancing these payments by making them faster, cheaper, more transparent, and inclusive would have widespread benefits for supporting economic growth, global trade, development, and financial inclusion in both countries. 

But delivering change is a slow process, and practical implementation of new competitive cross-border payment strategies across all countries requires worldwide cooperation.

The traditional banking approach is currently being challenged by emerging alternative solutions, and Fintech companies are making huge waves in the cross-border payment system.

Fortunately, this has become a thing of the past as Changera is a trusted and reliable channel you can use to send money to Ghana without hassle. Let us delve into how Changera is making payments to Ghana from across Africa, including Nigeria possible.

Why Changera?

You may be contemplating why you should use Changera to send money from Nigeria to Ghana. Well, we are here to convince you and allay your fears as we have successfully served Africans like you over the years. Exorbitant fees and delayed transactions are a thing of the past when you use Changera today. These are some of the reasons we are the best in this field. 

Swift transactions

Changera is the quickest and most secure way to send money from Nigeria to Ghana. It also only takes a few minutes. There is no need to use the slow and tedious services you’ve encountered in the past, the blockchain route which Changera uses remains the swiftest and most secure way to send money to Ghana.

Better Exchange Rates:

Without mincing words, we have one of the most affordable exchange rates in the market. At our core, we are people-oriented which is why we are dedicated to giving you the best service for less. Experience ease and comfort with us

No limits

As more Nigerian banks have reduced their monthly international spending limit on naira cards, customers will be able to spend between $20 to $ 50 a month for international transactions depending on their bank spending limit on naira debit cards. It is an indication of the banks’ struggle with the scarcity of foreign exchange. But with Changera, you can send up to $10,000 at once and convert from naira to cedis like a boss.

Physical and virtual cards

Changera physical and virtual card enables you to perform cross-border transactions without monthly spending limits. You need to have an account on Changera before you can request any of the cards. With Changera, funding your card is very easy, fund your Changera wallet through a bank transfer, after which funds in your wallet can be used to fund your card. Once your card is funded, you can begin making payments anywhere Mastercard is accepted. Know more about virtual bank accounts here

Mobile app

Our app ensures ease of money transfer to Ghana. It’s very user-friendly and easy to navigate. With this, you would not need to be present at any physical branch, join a queue or wait your turn to send money from Nigeria to Ghana. In the comfort of your home, office, or even on a bus, you can send money to your loved ones living outside your country. 

Also see: Simple way to pay your international bills

Steps to send money from Nigeria to Ghana with Changera (video included)

To send money to Ghana on Changera, follow these simple steps:

Step 1

Download the Changera App from Playstore or App Store and fill in your details to sign up. Do not forget to verify your email address, mobile number and ID.

Step 2

Go to your Changera Homepage, click on wallets and create a new wallet.

Step 3

Fund your NGN wallet, then fill in the amount you want to send

Step 4

Select the destination wallet and input the bank details of the Ghanaian account and then click on “Send Now”

Congratulations, you have successfully transferred money from Ghana to Nigeria.

Tags: Money transferNigeria to GhanaSend money
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Confidence Chukwuemeka

Confidence Chukwuemeka

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