Did you know that the long hours spent queuing in banking halls are no longer necessary? Even better, you can avoid excessive bank charges and transaction fees. Welcome to the world of virtual bank accounts!
A virtual bank account operates similarly to a traditional bank account, but with one significant difference. All transactions are electronic, making it essentially an online bank.
If you’re managing a bank account in Nigeria, chances are you’ve encountered various issues with your bank. These issues range from poor customer service to lengthy processing times and excessive fees, leading to a desire to move away from traditional banking. Don’t worry; numerous alternatives offer better services.
Introducing Changera, a growing fintech platform that eases financial frustrations by offering smooth banking and payment solutions. With Changera, you can set up both local and domiciliary accounts without the need to visit a bank. Simply use your smartphone to create an account.
This post serves as the ultimate guide to walk you through how to create a virtual bank account on Changera. Let’s get into it!
Why You Should Choose Changera as Your Virtual Account Provider
As you consider joining the trend of virtual bank accounts, you might be wondering why Changera is the top choice. There’s no need to think too far. The following are the advantages you’ll enjoy when you select Changera for your virtual banking needs.
Convenience
Using Changera eliminates the hassles of long queues and bad customer service that people often encounter at physical bank branches. With this platform, you can effortlessly access banking services from anywhere in the world. Essentially, all that you need is a smartphone and an internet connection.
Guaranteed Security
Changera employs advanced encryption to safeguard user details, significantly reducing the risk of data breaches. Additionally, the platform enhances security with multi-factor authentication and biometric logins for its mobile apps and websites. This offers further protection against online fraud. In essence, the priority remains the safety of your data.
Close Account Management
Budgeting and managing your account become much more straightforward with virtual banks due to their customizable features. These banks offer tools such as round-up savings and saving targets specific to individual needs. Additionally, many virtual banks integrate artificial intelligence to provide customers with spending insights and assist in setting financial goals. Consequently, this enhances the overall banking experience.
No Additional Fees
Traditional banks often charge numerous fees, but with Changera, you can avoid these entirely. You only need to cover a minimal transaction convenience fee, and Changera handles everything else. Additionally, opening a Changera account is entirely free and doesn’t require a minimum balance!
Round-the-Clock Customer Support
Changera provides 24/7 online customer service, saving users the time and effort often wasted in long queues at traditional banks. Furthermore, the app incorporates advanced technology that simplifies many banking operations, reducing the frequency and necessity of contacting customer support.
Foreign Transactions
Changera has introduced a new feature that enables users to receive money in dollars through USD virtual accounts. This innovation removes the hassle of opening a domiciliary account. As a result, it is now straightforward to transfer money from international banks directly to your Changera mobile app.
How to Create a Virtual Account on Changera
You can follow the following steps to create a virtual account on Changera:
- Firstly, download the Changera mobile app from the Google Play Store or Apple Store.
- Sign up by creating an account.
- Verify your identity.
- Go to the “wallets” menu and create any wallet of your choice.
- Click on “virtual accounts”.
- Finally, you can create your account.
It’s as easy as that! All you need to do is download the app and you’re good to go.
Takeaway
Many people are moving away from the hassles of traditional banks and seeking better alternatives. With its easy-to-use app interface, Changera eliminates the stress that comes with performing financial transactions. Experience the numerous benefits of using Changera, all from the convenience of your smartphone!
To begin, download the Changera mobile app from the Google Play Store or the App Store today.
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